# All Calculators and Guides > Every calculator and guide on SavingsLast — by balance, by retirement age, by account type, plus Social Security and retirement taxes in all 50 states. Source: https://savingslast.com/calculators/ Markdown: https://savingslast.com/calculators.md Site: SavingsLast, free retirement drawdown calculators. Educational estimates, not advice. Everything on the site, grouped by the question you are trying to answer. Every calculator is free, runs in your browser, and never sends what you type anywhere. ## How long will my money last? The main calculator, set up for different situations. Each page opens with its own example filled in. - [How long will my money last](https://savingslast.com/) - [Money last in retirement](https://savingslast.com/how-long-will-my-money-last-in-retirement/) - [Retirement savings lifespan](https://savingslast.com/how-long-will-my-retirement-savings-last/) - [How long savings last](https://savingslast.com/how-long-will-my-savings-last/) - [Retirement withdrawal calculator](https://savingslast.com/retirement-withdrawal-calculator/) - [Retirement drawdown calculator](https://savingslast.com/retirement-drawdown-calculator/) - [Savings withdrawal calculator](https://savingslast.com/savings-withdrawal-calculator/) - [Investment calculator with withdrawals](https://savingslast.com/investment-calculator-with-withdrawals/) ## How long will a specific amount last? 22 balances, each with a full table of years by withdrawal rate and return. - [$100,000](https://savingslast.com/how-long-will-100k-last-in-retirement/) - [$150,000](https://savingslast.com/how-long-will-150k-last-in-retirement/) - [$200,000](https://savingslast.com/how-long-will-200k-last-in-retirement/) - [$250,000](https://savingslast.com/how-long-will-250k-last-in-retirement/) - [$300,000](https://savingslast.com/how-long-will-300k-last-in-retirement/) - [$350,000](https://savingslast.com/how-long-will-350k-last-in-retirement/) - [$400,000](https://savingslast.com/how-long-will-400k-last-in-retirement/) - [$450,000](https://savingslast.com/how-long-will-450k-last-in-retirement/) - [$500,000](https://savingslast.com/how-long-will-500k-last-in-retirement/) - [$600,000](https://savingslast.com/how-long-will-600k-last-in-retirement/) - [$700,000](https://savingslast.com/how-long-will-700k-last-in-retirement/) - [$750,000](https://savingslast.com/how-long-will-750k-last-in-retirement/) - [$800,000](https://savingslast.com/how-long-will-800k-last-in-retirement/) - [$900,000](https://savingslast.com/how-long-will-900k-last-in-retirement/) - [$1 Million](https://savingslast.com/how-long-will-1-million-last-in-retirement/) - [$1.2 Million](https://savingslast.com/how-long-will-1-2-million-last-in-retirement/) - [$1.5 Million](https://savingslast.com/how-long-will-1-5-million-last-in-retirement/) - [$2 Million](https://savingslast.com/how-long-will-2-million-last-in-retirement/) - [$2.5 Million](https://savingslast.com/how-long-will-2-5-million-last-in-retirement/) - [$3 Million](https://savingslast.com/how-long-will-3-million-last-in-retirement/) - [$4 Million](https://savingslast.com/how-long-will-4-million-last-in-retirement/) - [$5 Million](https://savingslast.com/how-long-will-5-million-last-in-retirement/) ## Can I retire at a specific age? What each retirement age costs you in horizon, healthcare before Medicare, and Social Security. - [Retire at 50](https://savingslast.com/can-i-retire-at-50/) - [Retire at 55](https://savingslast.com/can-i-retire-at-55/) - [Retire at 60](https://savingslast.com/can-i-retire-at-60/) - [Retire at 62](https://savingslast.com/can-i-retire-at-62/) - [Retire at 65](https://savingslast.com/can-i-retire-at-65/) - [Retire at 67](https://savingslast.com/can-i-retire-at-67/) - [Retire at 70](https://savingslast.com/can-i-retire-at-70/) ## Withdrawal rules and penalties The rules that decide when you can touch the money, and what it costs if you touch it early. - [4% rule calculator](https://savingslast.com/4-percent-rule-calculator/) - [Rule of 55](https://savingslast.com/rule-of-55-calculator/) - [72(t) / SEPP](https://savingslast.com/72t-distribution-calculator/) - [RMD calculator](https://savingslast.com/rmd-calculator/) - [Roth conversion](https://savingslast.com/roth-conversion-calculator/) - [Bridge to 59½](https://savingslast.com/retire-early-bridge-calculator/) - [Early withdrawal penalty](https://savingslast.com/early-withdrawal-penalty-calculator/) ## By account type Every account has different distribution rules. These cover what comes out, when, and how it is taxed. - [401(k) distribution calculator](https://savingslast.com/401k-distribution-calculator/) - [IRA withdrawal calculator](https://savingslast.com/ira-withdrawal-calculator/) - [Roth IRA withdrawals](https://savingslast.com/roth-ira-withdrawal-calculator/) - [403(b) withdrawal calculator](https://savingslast.com/403b-calculator/) - [457(b) withdrawal calculator](https://savingslast.com/457b-calculator/) - [TSP withdrawal calculator](https://savingslast.com/tsp-withdrawal-calculator/) - [SEP IRA withdrawals](https://savingslast.com/sep-ira-withdrawal-calculator/) - [SIMPLE IRA withdrawals](https://savingslast.com/simple-ira-withdrawal-calculator/) - [HSA in retirement](https://savingslast.com/hsa-retirement-calculator/) - [Inherited IRA](https://savingslast.com/inherited-ira-calculator/) - [Lump sum vs annuity](https://savingslast.com/pension-lump-sum-vs-annuity-calculator/) ## Social Security When to claim, what it is worth, and how much of it is taxable. - [Social Security break-even](https://savingslast.com/social-security-break-even-calculator/) - [When to take Social Security](https://savingslast.com/when-to-take-social-security/) - [Money last with Social Security](https://savingslast.com/how-long-will-my-money-last-with-social-security/) - [Retirement income with SS](https://savingslast.com/retirement-income-calculator-with-social-security/) - [Social Security bridge](https://savingslast.com/social-security-bridge-calculator/) - [Is Social Security taxable?](https://savingslast.com/is-social-security-taxable/) - [States that tax Social Security](https://savingslast.com/social-security-taxes-by-state/) - [How much do I need to retire?](https://savingslast.com/how-much-do-i-need-to-retire-with-social-security/) ## Retirement taxes by state All 50 states and DC: what each one taxes in retirement, and how long the same savings last in each. - [How long $500,000 lasts in every state](https://savingslast.com/how-long-500k-lasts-in-every-state/) - [Retirement taxes by state, side by side](https://savingslast.com/retirement-taxes-by-state/) - [Alabama](https://savingslast.com/retirement-taxes-in-alabama/) - [Alaska](https://savingslast.com/retirement-taxes-in-alaska/) - [Arizona](https://savingslast.com/retirement-taxes-in-arizona/) - [Arkansas](https://savingslast.com/retirement-taxes-in-arkansas/) - [California](https://savingslast.com/retirement-taxes-in-california/) - [Colorado](https://savingslast.com/retirement-taxes-in-colorado/) - [Connecticut](https://savingslast.com/retirement-taxes-in-connecticut/) - [Delaware](https://savingslast.com/retirement-taxes-in-delaware/) - [Florida](https://savingslast.com/retirement-taxes-in-florida/) - [Georgia](https://savingslast.com/retirement-taxes-in-georgia/) - [Hawaii](https://savingslast.com/retirement-taxes-in-hawaii/) - [Idaho](https://savingslast.com/retirement-taxes-in-idaho/) - [Illinois](https://savingslast.com/retirement-taxes-in-illinois/) - [Indiana](https://savingslast.com/retirement-taxes-in-indiana/) - [Iowa](https://savingslast.com/retirement-taxes-in-iowa/) - [Kansas](https://savingslast.com/retirement-taxes-in-kansas/) - [Kentucky](https://savingslast.com/retirement-taxes-in-kentucky/) - [Louisiana](https://savingslast.com/retirement-taxes-in-louisiana/) - [Maine](https://savingslast.com/retirement-taxes-in-maine/) - [Maryland](https://savingslast.com/retirement-taxes-in-maryland/) - [Massachusetts](https://savingslast.com/retirement-taxes-in-massachusetts/) - [Michigan](https://savingslast.com/retirement-taxes-in-michigan/) - [Minnesota](https://savingslast.com/retirement-taxes-in-minnesota/) - [Mississippi](https://savingslast.com/retirement-taxes-in-mississippi/) - [Missouri](https://savingslast.com/retirement-taxes-in-missouri/) - [Montana](https://savingslast.com/retirement-taxes-in-montana/) - [Nebraska](https://savingslast.com/retirement-taxes-in-nebraska/) - [Nevada](https://savingslast.com/retirement-taxes-in-nevada/) - [New Hampshire](https://savingslast.com/retirement-taxes-in-new-hampshire/) - [New Jersey](https://savingslast.com/retirement-taxes-in-new-jersey/) - [New Mexico](https://savingslast.com/retirement-taxes-in-new-mexico/) - [New York](https://savingslast.com/retirement-taxes-in-new-york/) - [North Carolina](https://savingslast.com/retirement-taxes-in-north-carolina/) - [North Dakota](https://savingslast.com/retirement-taxes-in-north-dakota/) - [Ohio](https://savingslast.com/retirement-taxes-in-ohio/) - [Oklahoma](https://savingslast.com/retirement-taxes-in-oklahoma/) - [Oregon](https://savingslast.com/retirement-taxes-in-oregon/) - [Pennsylvania](https://savingslast.com/retirement-taxes-in-pennsylvania/) - [Rhode Island](https://savingslast.com/retirement-taxes-in-rhode-island/) - [South Carolina](https://savingslast.com/retirement-taxes-in-south-carolina/) - [South Dakota](https://savingslast.com/retirement-taxes-in-south-dakota/) - [Tennessee](https://savingslast.com/retirement-taxes-in-tennessee/) - [Texas](https://savingslast.com/retirement-taxes-in-texas/) - [Utah](https://savingslast.com/retirement-taxes-in-utah/) - [Vermont](https://savingslast.com/retirement-taxes-in-vermont/) - [Virginia](https://savingslast.com/retirement-taxes-in-virginia/) - [Washington](https://savingslast.com/retirement-taxes-in-washington/) - [Washington, D.C.](https://savingslast.com/retirement-taxes-in-washington-dc/) - [West Virginia](https://savingslast.com/retirement-taxes-in-west-virginia/) - [Wisconsin](https://savingslast.com/retirement-taxes-in-wisconsin/) - [Wyoming](https://savingslast.com/retirement-taxes-in-wyoming/) ## For your own site - [Embed this calculator free](https://savingslast.com/embed-calculator/) ## Reference - [Methodology](https://savingslast.com/methodology/) - [72(t) Calculator Test Cases](https://savingslast.com/72t-calculator-test-cases/) - [72(t) Accuracy Check: Dinkytown and calcxml Against the IRS](https://savingslast.com/72t-accuracy-check/) - [Corrections](https://savingslast.com/corrections/) - [About SavingsLast](https://savingslast.com/about/) - [Privacy Policy](https://savingslast.com/privacy/) - [Terms of Use](https://savingslast.com/terms/) - [Disclaimer](https://savingslast.com/disclaimer/) SavingsLast calculators are educational estimates. They assume a constant average return and steady inflation; real markets are volatile and sequence-of-returns risk can shorten how long money lasts. Nothing here is financial, investment, tax, or legal advice. Consult a qualified professional before making decisions.