Corrections

A page that says what it got wrong, and when, can be believed about what it says now. Every correction to a figure or a rule statement on this site is listed here. Typos and wording changes are not.

2026

28 September 2026
Six “Can I retire at” pages mixed two methods in one answer. Each quoted a withdrawal rate, then gave the savings needed for $3,000 a month at a steady 5% return. At 55 that was $920,000; at the 3% rate the page quotes, it is $1,200,000. The pages for ages 55 to 70 now use the rate they quote, and say so at their foot. Found in a review before the age-50 page was published.
27 September 2026
The fix of 2 September left the old advice on several pages. The homepage, the page on how long money lasts in retirement and most drawdown pages still said to subtract Social Security from your spending by hand. Two Social Security pages said the calculator could not handle a benefit that starts later, so you had to run it twice. It can, and has since 2 September. Those pages now say to enter the benefit and its starting age in the Social Security box. Five guides also linked to "All 117 calculators". The site has 9 calculators, so the link now reads "All calculators". Found in an audit of the homepage.
2 September 2026
The three pages titled for Social Security income and the pension page took no income input; their copy told you to subtract the income from your spending by hand. Every drawdown calculator now has Social Security and pension fields, netted against spending month by month from the age you enter. Found in an audit of what the page titles promised against what the forms took.
1 September 2026
The 72(t) calculator page ran the site's generic drawdown model with the 10% penalty switched off, and let you type any withdrawal. It did not compute a 72(t) payment. Its FAQ said a $500,000 IRA at 52 "typically produces somewhere near $19,000–24,000 a year". The fixed amortization method at the 5% floor pays $30,773. The page now runs the IRS calculation for all three methods, checked against ten published IRS examples on every build. Found while answering a reader's question on Reddit.

How to report an error

Write to hello@savingslast.com with the page, the inputs and the figure you expected. A confirmed error is fixed on the page, noted at the foot of that page with the date, and listed here.