All Calculators and Guides

Everything on the site, grouped by the question you are trying to answer. Every calculator is free, runs in your browser, and never sends what you type anywhere.

Start here

The core question, asked several ways. If you are not sure where to begin, use the first one.

How long will a specific amount last?

22 balances, each with a full table of years by withdrawal rate and return.

$100,000$150,000$200,000$250,000$300,000$350,000$400,000$450,000$500,000$600,000$700,000$750,000$800,000$900,000$1 Million$1.2 Million$1.5 Million$2 Million$2.5 Million$3 Million$4 Million$5 Million

Can I retire at a specific age?

What each retirement age costs you in horizon, healthcare before Medicare, and Social Security.

Retire at 55Retire at 60Retire at 62Retire at 65Retire at 67Retire at 70

Withdrawal rules and penalties

The rules that decide when you can touch the money, and what it costs if you touch it early.

By account type

Every account has different distribution rules. These cover what comes out, when, and how it is taxed.

Social Security

When to claim, what it is worth, and how much of it is taxable.

Retirement taxes by state

All 50 states and DC — what each one taxes in retirement, and what it charges instead. Start with the side-by-side comparison.

AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWashington, D.C.West VirginiaWisconsinWyoming

For your own site

Reference

SavingsLast calculators are educational estimates. They assume a constant average return and steady inflation; real markets are volatile and sequence-of-returns risk can shorten how long money lasts. Nothing here is financial, investment, tax, or legal advice. Consult a qualified professional before making decisions.