Terms of Use

SavingsLast is free to use. By using the site, its embeddable calculators or its MCP server, you agree to these terms.

What we provide

Calculators, guides and reference pages about retirement drawdown in the United States, and the same calculators as tools for AI assistants at https://savingslast.com/mcp. Everything is provided as is, for education, and may be changed or withdrawn at any time.

Not advice

SavingsLast calculators are educational estimates. They assume a constant average return and steady inflation; real markets are volatile and sequence-of-returns risk can shorten how long money lasts. Nothing here is financial, investment, tax, or legal advice. Consult a qualified professional before making decisions. Figures depend on the inputs you give and on rules that change; verify anything you act on with the IRS, the SSA, your plan administrator or a licensed professional. We accept no liability for decisions made on the basis of a figure from this site.

Your use

You may use the calculators, the markdown pages and the MCP tools for any purpose, including commercial, with attribution to the page URL each result carries. You may embed the calculators on your own site using the code on the embed page. Do not misrepresent our figures as advice, present them as your own work, or send the endpoint traffic designed to disrupt it.

Privacy

How we handle data is set out in the privacy policy. Calculator inputs on the site stay in your browser; inputs sent to the MCP endpoint are computed and returned, not stored.

Changes and contact

We may update these terms; the current version is always at this address. Questions: hello@savingslast.com.

Printed from https://savingslast.com/terms/ on . The figures reflect the inputs shown and the rules as published on that date.